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H.R.6451: Debt From COVID-19 Medical Procedures May Not Be On Your Credit Report
H.R.6451
This is a bill proposed by on April 3, 2020 sponsored by Representative Joe Neguse. This bill will “amend the Fair Credit Reporting Act to prohibit debt from medically necessary procedures related to COVID-19 from being included on credit reports, and for other purposes.”
Usually if you cannot pay a medical debt, the debt is added to your credit report bringing your credit score down. People have opted not to seek medical treatment in order not to go in debt or bring their credit score down. This bill, if approved will help out people who cannot afford COVID-19 medical procedures.
Healthcare should be available for all with or without money
This bill isolates the Coronavirus when all medical procedures should be protected from credit report reporting. People have to choose between getting healthcare and being in debt vs no healthcare when sick and no debt.
